A lot is happening in the market right now. Call me to discuss 541-815-0906 

Debt-to-Income Calculation

If you are considering purchasing a home soon, you need to be familiar with your debt-to-income calculation. Understanding this simple math formula could mean the difference between getting approved or getting denied for a home loan.

The discussion below will explain how to calculate this ratio and how it is used by mortgage lenders to approve people to buy a home.

The debt-to-income ratio, also called the DTI ratio by the mortgage industry, is a comparison between how much money people are making versus how much is being spent on debt.

The formula looks like this:

               Total monthly debt payments ÷ monthly income = DTI

Here is a simple example that will explain how the math works.

Shawn and Linda have been married for 3 yea...

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Welcome to Sunriver

Sunriver is a planned residential and resort community on 3,300+ acres located in Deschutes County but Sunriver is essentially self-governing.

The Sunriver Owners Association is a not-for-profit organization directed by a nine-member board of directors. SRAO staff provides functions and duties found in any small-town government, such as administrative services, recreational programming, maintaining facilities, 66 miles of roads, 34 miles of pathways and a variety of community amenities for property owners, their guests, and visitors.

The Sunriver Fire and Police departments are part of the ta...

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Sunriver Real Estate Market Update for April 2021

Single family homes in remain extremely low resulting in increased sale prices. You will see in the pictured graph below what the Sunriver real estate market looked like for April compared all the way up to 2007. Let me know if you have any questions about what the real estate market is doing in Sunriver and the surrounding area.

Keith Petersen 541-815-0906
keith@isellsunriver.com

Sunriver Oregon- A Four Season Recreational Community

About Sunriver Oregon

Sunriver is nestled on 3,300 acres next to the Deschutes River in Central Oregon's High Desert. It is a residential-resort community that featurs year round activities. Below you wfind general descriptions and links as applicable to activities within Sunriver or the surrounding area. A variety of equipment is available for rent from business in in The Village at Sunriver and just outside Sunriver to help you enjoy your favorite sport or activitiy.

Bicycling: 

Sunriver boasts 34 miles of paved pathways for bicycle and pedestrian use. For safety reasons, rollerbla...

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